Social insurance in general and pension insurance are the most im- portant elements of social protection in market economy of social state. The budget of the Pension Fund is comparable with the Federal budget and ex- ceeds the total amount of other types of social insurance, which is explained by the importance of pension insurance and the importance of the tasks solved by pension insurance, its condition and urgent need for its reform. Pension provision is one of the most important social and economic tasks of the state. Its importance and significance in the Russian Federation is due to the responsibility for material security of 42 million pensioners. Demo- graphic and macroeconomic trends in the world and in Russia are changing the conditions for the functioning of pension mechanism. In this regard there is urgent need to reform it. Increased importance of this problem is in cur- rent social and economic conditions, the need to develop economic regula- tion methods of pension system determined the beginning of the next stage of reforming pension system. The aim of the research is to analyze and sys- tematize the changes in the legislation governing pension provision. As a re- sult of the reform of the pension legislation, generally established retirement age was raised, which led to many other changes that caused an extremely contradictory reaction of the public. However, at the moment this decision has already been made and legislated, therefore, it is necessary to analyze the innovations and try to assess the consequences of the next stage of pen- sion reform. As a result of the research, the conclusions are drawn on the ne- cessity and inevitability of the pension reform, and an attempt is made to assess the feasibility of changes in legislation and their ability to lead to sus- tainable increase in the level of pension provision in future.
insurance pensions given for old-age, retirement age, pen- sion system, pension reform, insurance experience
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